Financial Insurance Business
Auto Insurance Underwriting Core Solutions
The core of auto insurance underwriting follows the principle of “small core, big extension”, and is designed in layers according to the business characteristics of auto insurance. The core model layer maintains the most basic data structure of auto insurance products and insurance approval forms; the middle-office integration layer is used to integrate services and tools, and also manage and synchronize the data in the process; the extension layer uses a unified access platform for model conversion. The service gateway can support various front-end underwriting service calls including PC, mobile, telemarketing, and third parties. This solution has been verified by the top three property insurance companies in China and can support the transaction pressure of 1000TPS.
Auto Insurance Claims Solutions
The solution has now been iterated to third-generation product which includes file management, case classification, intelligent scheduling, differentiated process flow, unified workbench based on task management, unified third-party management, and solutions based on large scaled data analysis, anti-leakage identification, claim settlement monitoring and performance analysis. The system is designed according to a distributed architecture and its standardized services are not only used for the core of claims settlement, but also can be connected to mobile applications, WeChat service accounts, and claims partner, etc.
Non-Auto Insurance Core Solutions
The non-auto insurance core system adopts the ideas of distributed, structured processes and standardized core business service which includes product development, quotation inquiry, underwriting, claim settlement, renewal, and etc. , while satisfying traditional requirements. Some of the core functions are independent service and distributed deployment, unified management and configuration by the service gateway, which would improve the efficiency of internal and external business connection as it eliminates the need of communicating through separate applications.
Billing Management Solutions
HopeRun software is based on financial institutions practices, which focuses on an integrated solution that supports all-round financial operations. The functions cover receivables and payables, capital flow access, automatic or manual income and expenditure, write-offs, ledger support and reconciliation, spending and tax separation, invoice issuance, tax declaration, multi-dimensional KPI early warning, assessment, bad debt provision management and etc., based on risk classification.
Sales Management Solutions
The sales management solution of HopeRun software aims to create a standardized sales channel management system for insurance companies, professional sales team to visualize the spending management process, classification of settlement payment, provide IT support for real-time monitoring and management of pricing policy, flexibility based on rate factor, multidimensional rate configuration, making policies more in line with the market by responding quickly to market changes, thus, achieving the management goal of optimizing insurance business structure, The system includes closed-looped management through business expense sub-account settlement, difference between actual cost and actual delivery based on channel of sales, calculation of performance salary of sales personnel, multi-dimensional expenditure analysis which provides data for business managers to control overall spending, systematic sales channels, scientific pricing for insurance companies, market guidance, risk assessment.
Insurance Intermediary Core Application System
Our system integrates functions such as institution management, personnel management, customer management, product management, policy management, compensation management, handling fee and commission settlement management, budget and expense management, receipt and payment management, business-finance docking, and statistical reports by utilizing cloud technology and distributed deployment which provides characteristics of high degree of automation, less manual intervention, low complexity on system construction, high availability, local operation and maintenance cost.
Thematic Data Mart Solutions
With years of experience in this industry, HopeRun Software has mature solutions for the development of insurance-related data marts, including automobile and non-automobile market, financial insurances which includes clients analysis, automobile pricing analysis, risk analysis, payout analysis, cost analysis and policy cost analysis.
Life Insurance Company Online Marketing Platform Solution
In response to the increasing online sales for life insurance companies, a unified service platform is created focusing on integrating various online sales channels, configuring product management and sales processes, centralizing management of data sales and customer information, while providing solutions to business analysis, data mining, customer management, and sales services.
Mobile Development Platform
HopeRun software fits the market demand, realizes service docking through mobile terminals, and focuses on customer management and marketing promotion, creating a mobile marketing service platform that integrates “cloud service, lightweight, mobility, and synergy”. With this, we will vertically strengthen customer management and customer multi-perspective analysis, promote the process of precision marketing, enrich the connection of insurance products, and improve the sales support system. Horizontally, we open up the synchronous interaction of WeChat, other Mobile Applications and PC platform, creating a diversified and integrated insurance agent marketing service ecosystem, thus, becoming a pioneer in the insurance agent marketing platform.
Mobile Claims App
The mobile claims application developed by HopeRun Software realizes a mobile platform for surveyors and loss assessors, supports the whole process of handling simple cases of vehicles and objects, track and mediate personal injury cases, and survey and imaging of major and complex cases. It also provide self-service claims for customers. For simple auto insurance cases, our system can support the whole process of self-service operations from reporting to claims.
Data Indicator Sharing Platform
A shared set of mechanism established within insurance companies which provides definition, usage analysis, statistics and result of relevant data indicators. The back-end system uses data analysis tools to generate statistics on the basis of unified indicator formulas, whereas the front-end system uses mobile development framework to display data results to users in the form of charts and report pages.
Multidimensional Profitability Analysis
This system aims to assist companies to evaluate their financial decision with a goal to achieve more efficient cost management.